Financial Planning Pyramid

My Financial Planning Services

David, Pan Qi, Wealth Adviser with CIMB, provides financial plans and investment management for individuals and business owners. We help our clients with investments, retirement planning, tax minimization, cash flow analysis, risk analysis and estate planning.

Our mission is to partner with clients to establish and achieve the client's financial goals through objective planning and management of investment assets. We learn about you, your goals and requirements so we can effectively serve you.

OUR CLIENTS

Our clients come from a wide variety of backgrounds, family status and financial situations but most have a few common traits:

Most are baby boomers and young retirees looking to build and protect their retirement nest egg.

All want to form a long-term partnership with an independent, highly competent advisor they can trust.

YOUR FINANCIAL GOALS

A key to successful financial planning is to identify your personal goals, so that you are better placed to achieve them. We have found that clients wish to set many of the following goals. Which apply in your own case?

BUILD AND PROTECT my retirement nest egg

DEVELOP a plan which will enable me to maintain my standard of living in retirement

REDUCE my tax bill (including income, capital gains and estate taxes)

SAFEGUARD my family and property

REDUCE time spent managing and worrying about my financial affairs

BUILD a superior retirement plan for my small business

DEVELOP a plan to save for, and reduce the cost of college for my kids and grandkids

EXPAND my ability to give to charities

ORGANIZE my financial affairs

EVALUATE the purchase of real estate or other property

REDUCE personal, business and investment risks


Should you have similar concerns? Don't retain anymore, contact me now to schedule a free consultation.

David, Pan
Adviser, Wealth Management Group
CIMB-GK Securities Pte. Ltd.
Email: david.pan@cimb.com

Wealth Management Services at CIMB-GK

We understand you have worked hard to accumulate your wealth and will always be looking for responsible ways to build and grow your wealth. At the CIMB-GK Wealth Management Group, we have what it takes to help you do just that and be with you every step of the way!

Your Personal Wealth Management Adviser

Our Wealth Management Advisers are experienced financial professionals. They know that achieving your financial goals is not about a hot investment tip or a smart trade. Instead, it requires a disciplined and systematic approach to investing.

When an Adviser is assigned to you, his or her top priority is to understand you and map out a sound financial plan that you can rely on even when short-term concerns may threaten to cloud your judgment.

Your Adviser will help you keep your financial plan updated, be it for your retirement, funding your children’s education or just simply your lifestyle needs, and reinforce your commitment to build a financially secure future for you and your family.

"Best Of Breed" Approach

We believe that no single product can help you achieve the wealth you desire. What we do is to represent you in identifying your exact needs. We then look for “best-of-breed” solutions from a wide range of financial products and services available to meet your financial needs.

• Equities
  Access key Asian and US markets from the comfort of your seat via CIMBinvest (www.cimbinvest.com). Get price quotes, portfolio tools and read our highly rated research.
  
  
• Share Margin Trading / Securities Borrowing
  Open a margin trading account and leverage your capital to take advantage of timely investment opportunities. In addition, use our securities borrowing facility to hedge or arbitrage your investments in volatile stock markets.
  
  
• Unit Trusts
  At CIMB-GK, we believe that your investment portfolio should not be a disparate collection of unit trust funds, bought at different times and from different sources. Instead, we advocate an asset allocation approach to ensure that the funds selected are suitable for you. As investment markets are volatile, timely and professional advice is crucial. Choose from more than 300 unit trusts from more than 20 leading fund managers. More importantly, we can help you select and build a portfolio of funds that best suits your investment profile.
  
  
• Personal Investment Portfolio Review (PIPR) Service
  Our PIPR service will help you assess your current unit trust holdings and recommend an appropriate asset allocation for you.
  
  
• The Personal Investment Plan (PIP)
  You make all the investment decisions in the Personal Investment Plan (PIP), supported by your Wealth Management Adviser and our in-house research views. You enjoy UNLIMITED and FREE switching between different funds and fund managers. All that is needed is a one-time entry fee and an annual advisory fee.
  
  
• The Asset Builder Portfolio (ABP)
  We make all the investment decisions for you in the premium Asset Builder Portfolio (ABP) service. We will construct a unit trust portfolio based on the asset allocation most suitable for you, and then manage it on a discretionary basis. Sit back and enjoy low entry fees, unlimited and free fund switching, and consolidated reporting.
  
  
• The Absolute Return Accumulator (ARA)
  If you are too busy to keep abreast of markets, why not set up a discretionary investment portfolio that is personally managed for you. The Absolute Return Accumulator (ARA) aims to achieve absolute returns and allows you to relax while day-to-day decisions are made for you by our experienced investment managers.
  
  
• Insurance Advisory Services
  We are not representatives of insurance companies. Instead, we represent you and will find risk management solutions that are most appropriate for you. Our Wealth Management Advisers can provide you objective advice to find the most suitable insurance plan to meet your risk management needs, whether you are an individual or a business concern.
  
  
• Financial Planning
  We can help you design a financial plan that will be adjusted as your needs and circumstances change. Our Advisers are focused on building a long-term financial advisory relationship with you based on mutual trust.
  
  
• Futures and Foreign Exchange
  Leverage your investment portfolio in global markets just like any major institutional fund manager, without having to buy or sell the underlying component stocks. Access the world of international foreign exchange traders with a relatively small capital outlay by opening a Futures Margin Trading Account.
  
  
• Accredited Investment Products
  Speak with our Wealth Management Adviser and discover a world of investment opportunities such as hedge funds, direct investments and structured products that are not usually available to the average investor.
  
  

Start managing your financial future with the help of our Wealth Management Advisers. From time to time, you will also be invited to attend our seminars and workshops on key financial and lifestyle topics. Contact our Wealth Management Adviser today and discover what we can do for you!

For your concerns and enquiries, please contact me at david.pan@cimb.com to schedule a free consultation.